Specialty Motorcycle Insurance: Superbikes Vs. Street Racers

Motorbike sports are one of the oldest vehicles racing competition in history. Over a century of motorbike and motorcycle racing has created a thriving and dynamic culture of sports fans, enthusiasts, aficionados and collectors devoted to the perpetuation of newer, stronger, faster and better motorcycle technology. Out of the early days of broad track racing came dozens of motorsports categories and specialties over the years, from speed racing to off-road competition designed to push the limits of engineering and innovation.

Two of the most popular racing categories are Street Racing and Superbike Racing. While they may seem similar at first glance, the differences lay in the nuances not unlike auto racing and its various factions.

So what is the difference between Street Racers and Superbikes? Here is a quick breakdown:

Street Racers are specially-built racing motorcycles that are neither available for purchase by the general public and despite their name, they are generally not permitted to be legally ridden on public roads. These bikers are currently divided into three classes: MotoGP, Moto2 and Moto3. All three classes are currently based on four-stroke engine platforms with strict weight limit and fuel capacities. Street Racers

Contrarily, Superbikes are derived from standard production models which are then modified after their initial production as consumer bikes. Rules vary from series to series, but generally these motorcycles must maintain the same profile as their road going counterparts and the same general appearance from all sides. Additionally, the frames of these bikes cannot be modified. Racers are permitted to modify some elements of the bike, including the suspensions, brakes, swingarm, and the diameter and size of the wheels, however the general performance and motor capabilities must be model standard. Superbikes must have four-stroke engines of between 850 cc and 1200 cc for twins, and between 750 cc and 1000 cc for four cylinder models.

When it comes to collecting and keeping specialty motorcycles, whether they are antiques, racers or sports bikes, having the proper insurance is vital. At Condon Skelly, we specialize in helping collectors and enthusiasts protect their classic, antique, exotic and collectable vehicles with affordable, industry-leading insurance coverage. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. To learn more about our operation and our Specialty Motorcycle Insurance, contact us at 800.257.9496.