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Vintage Auto Insurance: Focus on the Ford Fairlane

Vintage Auto Insurance: A Focus on the Ford Fairlane

 

To American film enthusiasts, the name Ford Fairlane is a reference to an obscure 1990 American action/comedy film directed by Renny Harlin and based on a short story series published in the 1979. However, classic Ford enthusiasts have a much different association with the name. In fact, many auto enthusiasts will tell you that the name of the film, and it’s main character, is actually derived from a line of vintage Ford vehicles produced between 1955 and 1970 with a unique place in collector’s hearts.

The Ford Fairlane line originated in 1955 to replace the Crestline as Ford’s premier full-size vehicle in the American auto market. The name was taken from Henry Ford’s estate in Michigan called Fair Lane. Originally, six different body styles were offered, all of which featured the iconic Fairlane stainless-steel body striping. The initial body styles included the Crown Victoria Skyliner which featured a tinted, transparent plastic roof, the Crown Victoria coupe which boasted a substantial increase in stainless-steel trimming compared to it’s standard Victoria coup counterpart, a convertible Sunliner, and simplistic traditional sedan.

The original design was quickly adapted by 1957 to reflect industry changes at the time. The new styling made the body wider and longer, with larger tail fins and a low wheelbase. The Fairlane 500 Skyliner was the first to feature a power retractable hardtop. Unlike most hard tops, the Fairlane 500 Skyliner’s solid top hinged and folded down into the trunk space at the touch of a button, unfortunately the top filled most of the trunk when retracted. While this made the model noteworthy and generated publicity, the feature was expensive and generated minimal sales. This second generation of Fairlane’s remain some of the most iconic in terms of 50’s styling and vintage appeal.

By 1962 the Fairlane line became Ford’s mi-sized vehicle offering, bridging the gap between the smaller Falcon and the full-sized luxury Galaxie, in order to compete with GM. Having moved out of the era of chrome, the Fairlane styling was updated to mirror the more boxy styling trends of the decade. As the muscle car market began to skyrocket, Ford responded with a Ford Fairlane Thunderbolt heavily modified for drag racing in1964. According to experts, less than 130 of these vehicles were ever produced, the first 11 Thunderbolts were released in “Vintage Burgundy” the remainder in white. Throughout the course of the mid to late1960’s the Fairlane began to embody sportiness both above and under the hood as it slowly morphed into the Torino series which would effectively replace the Fairlane in the 1970s.

At Condon Skelly, we know how exciting collecting exotic, classic and sports cars can be. That’s why we specialize in offering complete classic auto insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading vintage auto insurance coverage to protect your classic, antique, or exotic vehicles. For more information about our classic car insurance, contact our specialists today at (866) 291-5694.

Classic Car Theft on the Rise, Is Your Ride Protected?

Classic Car Theft on the Rise, Is Your Ride Protected?

Imagine, you turn on the news only to see your prized classic vehicle battered and stranded by the side of the road. Having your vintage ride turn up missing would be painful enough, but the idea of finding it damaged after being stolen would be almost unbearable for many auto enthusiasts. While a strong antique classic car insurance policy can help mitigate the financial impacts, the moment would still likely be highly emotional.

Such could be the case if the owner of a stranded classic American muscle car steps up to claim their property. British police officials are making an international call to find the owner of a classic 1969 Chevrolet Impala Super Sport with plates registered in the US. According to reports, police have been desperately hunting the owner of the 1969 Impala after it was left abandoned in an intersection last month during rush hour traffic near London. The vehicles has suffered considerable amounts of damage to the the front bumper and hood but looks to have been in well-kept condition prior to the recent damage. The vehicle has an Idaho license plate which has been released through the media in hopes of alerting the owner who authorities believe might not even be aware that their Impala is missing. UK authorities believe that the vehicle may have been stolen and dumped by joyriders as the model is a rarity in the United Kingdom.

Classic vehicle theft is not as uncommon as many collectors would hope. In fact, there have been a number of recent reports of classic and vintage vehicle thefts over the last few months including the theft of another classic Chevy valued at over $45,000 from a Florida dealership and the theft or a rare 1987 Buick Grand National worth nearly $40,000 in Minnesota. Many of these thefts have taken place at restoration shops and dealerships. It is important that auto collectors choose their auto shops, dealers and storage facilities carefully in order to ensure that their vehicles are not only handles with care but protected in the event of a theft or break-in.

At Condon Skelly, we know how exciting collecting exotic, classic and sports cars can be. That’s why we specialize in offering complete classic auto insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading specialty car insurance coverage to protect your classic, antique, or exotic vehicles. For more information about our classic car insurance, contact our specialists today at (866) 291-5694.

Exotic Car Insurance: History of Hummer

Exotic Car Insurance: History of Hummer

Exotic Car Insurance History of Hummer

Since their first arrival on the consumer auto market in 1991, Hummer brand vehicles have seen accolades, a loyal following and even controversy over the brand’s release of the civilian version of the military Humvee. Originally manufactured by American Motors General, the Humvee vehicles were “High Mobility Multipurpose Wheeled Vehicles” (Humvee) which began to surface for military use during the 1980s. In 1979, the United States Army awarded American Motors General a contract to design and product these vehicles which could follow the tracks and ruts of full size army trucks. Among the four competitors for the contract, AM General designed an entirely new vehicle to meet the Army’s requirements which was met with much enthusiasm from official’s. The first prototype was released less than a year later and by 1982 AM General began producing the original version of the vehicle to the U.S. Army.  These vehicles gained a lot of acclaim from Americans after their involvement in the Gulf War operations which lead to civilian interest and enthusiasm for the vehicle.

This lead to the original civilian version of the Humvee, which was released in 1992 to surprising success and instant acclaim, however the quantity of release was small and the vehicles were pricy even at the time.  Under the brand Hummer, AM General produced a consumer friendly version of the Hummer calling it the H1. The H1 sported an auto gloss finish, and passenger car enhancements such as air conditioning, sound insulation, upgraded upholstery, stereo systems, wood trim, and convenience packages. The civilian model began in part because of the persistence of Arnold Schwarzenegger, who saw an Army convoy while filming a movie and became infatuated with the vehicles.

The original release was essentially a street compliant version of the M998 Humvee boasting the performance capabilities and style. Following the wide success of the H1, General Motors acquired the brand in 1998 and began marketing three Humvee inspired vehicles under the Hummer brand: the original Hummer H1, the H2 and H3 models which emerged to make a more user friendly, fuel efficient and street appropriate vehicle for consumers based on the GM platform.

The most desirable and sought after Hummer model for collectors and enthusiasts is the H1 Alpha which was discontinued from production in 2006. The H2 and H3 were designed specifically to be commercial vehicles and were therefore produced in larger quantities with more accessibility when it came to distribution. However, the H1was more rough and closely resembled its Humvee vehicle origin.

Despite public support and interest, the economic downturn created complications for the Hummer brand by 2008. While the brand was retained by GM after their bankruptcy the final fate of the auto brand has yet to be decided as no new Hummer models have emerged since 2009.

At Condon Skelly, we understand the importance of protecting your collectible, antique, classic, muscle custom and exotic cars is. That’s why we specialize in offering complete exotic car insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading specialty auto insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our exotic auto insurance specialists today at (866) 291-5694.

Specialty Motorcycle Insurance: Superbikes Vs. Street Racers

Specialty Motorcycle Insurance Superbikes Vs. Street Racers

Specialty Motorcycle Insurance: Superbikes Vs. Street Racers

Motorbike sports are one of the oldest vehicles racing competition in history. Over a century of motorbike and motorcycle racing has created a thriving and dynamic culture of sports fans, enthusiasts, aficionados and collectors devoted to the perpetuation of newer, stronger, faster and better motorcycle technology. Out of the early days of broad track racing came dozens of motorsports categories and specialties over the years, from speed racing to off-road competition designed to push the limits of engineering and innovation.

Two of the most popular racing categories are Street Racing and Superbike Racing. While they may seem similar at first glance, the differences lay in the nuances not unlike auto racing and its various factions.

So what is the difference between Street Racers and Superbikes? Here is a quick breakdown:

Street Racers are specially-built racing motorcycles that are neither available for purchase by the general public and despite their name, they are generally not permitted to be legally ridden on public roads. These bikers are currently divided into three classes: MotoGP, Moto2 and Moto3. All three classes are currently based on four-stroke engine platforms with strict weight limit and fuel capacities. Street Racers

Contrarily, Superbikes are derived from standard production models which are then modified after their initial production as consumer bikes. Rules vary from series to series, but generally these motorcycles must maintain the same profile as their road going counterparts and the same general appearance from all sides. Additionally, the frames of these bikes cannot be modified. Racers are permitted to modify some elements of the bike, including the suspensions, brakes, swingarm, and the diameter and size of the wheels, however the general performance and motor capabilities must be model standard. Superbikes must have four-stroke engines of between 850 cc and 1200 cc for twins, and between 750 cc and 1000 cc for four cylinder models.

When it comes to collecting and keeping specialty motorcycles, whether they are antiques, racers or sports bikes, having the proper insurance is vital. At Condon Skelly, we specialize in helping collectors and enthusiasts protect their classic, antique, exotic and collectable vehicles with affordable, industry-leading insurance coverage. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. To learn more about our operation and our Specialty Motorcycle Insurance, contact us at 800.257.9496.

Collectors Car Insurance: Auto Flops Collectors Still Love

Collectors Car Insurance Auto Flops Collectors Still Love

Collectors Car Insurance: Auto Flops Collectors Still Love

Over the hundred-plus year history of motor vehicles auto brands have come and gone, companies have merged and dissolved, and some have even been revived to rekindle their brand and spirit today. There have been hundreds of vehicle successes. Some models revolutionized motor vehicles, while others set new standards for style, performance and speed. Other models were bold and daring in design but never quite caught on. Some had mechanical complications while others simply failed to attract consumer interest.

Here are a few auto industry flops that still hold a special place in collectors’ hearts:

    • Amphibious Cars: When first conceived, the idea of an amphibious vehicle seemed both useful and thrilling to a world on the brink of war, and why not? A car built for both land and sea, would surely seem to have its perks should you need to make a quick getaway or traverse various landscapes. Originally designed for the military during World War II, amphibious vehicles were developed and produced by foreign and American automakers from existing vehicle platforms. An amphibious version of the Willys MB Jeep, the Ford GPA were created to compete and successfully “sailed” around the world during the 1950’s. The German made Amphicar was one of the most successful amphibious vehicles ever built, however only a few thousand were ever produced before the trend was scrapped. Nevertheless, amphibious vehicles gained a small but loyal following among niche collectors who enjoy the novelty of these war time vehicles.

 

  • 1970’s Subcompacts: In the late 1970’s AMC, GM, Ford and many others began to realize that while their muscle cars and other popular models of the era were luxurious, fun and sporty, they weren’t very economical. Raising oil and gas prices and changing consumer demands led many of the top automakers in a race to generate affordable and functional subcompact vehicle. One of the most notorious was the AMC Gremlin which TIME magazine calls “one of the most curiously proportioned cars ever.” The Gremlin competed with other subcompacts like the Chevrolet Vega and Ford Pinto, as well as with smaller imports such as the Volkswagen Beetle and Toyota Corona. While these vehicles sold well, each had their own peculiarities and nuances which lead motorists to either love them or hate them. The Ford Pinto for example was known for erupting into flames when involved in an accident from behind, and the Gremlin was infamous for its quirky styling as well as its speed capabilities for its class and weight. Today, collectors and auto enthusiasts often use these vehicles as a relatively inexpensive way to dip their toes into renovation, restoration and custom car building.

 

 

  • DMC Vehicles: If you are wondering whether or not you have heard of DMC, the answer is probably yes, but not by that name. You might know it better for the only model the automakers ever produced, The DeLorean DMC-12. Ring a bell now? The iconic DeLorean made its claim to fame as the time traveling car Marty McFly used in the 1980s Back to The Future.However, were it not for the vehicle’s starring role in the film saga, the DeLorean Motor Company may have never become a household name. Production was over nearly as soon as it began for DMC, who started releasing the DeLorean in 1981, right before one of the largest auto market slumps in American history. Only about 9,000 of the futuristic looking sports cars were created before production halted in 1983, at which point DMC went into liquidation. Only 6,500 DeLoreans are currently known to exist, which makes them a rare find, especially since this particular vehicle appeals to many different types of collectors.

 

Want more quirky collectibles? Read the second half of our list here.

At Condon Skelly, we understand the importance of protecting your collectible, antique, classic, muscle custom and exotic cars is. That’s why we specialize in offering complete collector car insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading specialty auto insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our collector car insurance specialists today at (866) 291-5694.

Collector Car Insurance: Spotting a Modern Classic

Collector Car Insurance Spotting a Modern Classic

Collector Car Insurance: Spotting a Modern Classic

One of the best things about auto collection is that the market is always expanding. Today’s “new car” can be tomorrows highly prized collectors piece. But not every car driven off the lot will become a collectable, in fact most will not. There is an art to predicting which vehicles will appreciate in value and those that will depreciate into simple used vehicle status. The trick is to invest wisely in the moment.

In a recent article, Popular Mechanics investigated the auto industry over the last few decades in search of the “new classics” or vehicles which are fetching increased prices on the collectors market. Here are a few of their findings:

Porsche Carrera GT (2004-2006)

Why: Rarity. While Porsche’s are known for holding their value well, only a few modern models are being sought after in collector circles. The Carrera GT is one such model. The V10 powered sports car boasts 605 hp which allowed Jay Leno to set three standing-start speed records in the model. Only 604 GT’s produced were available to the U.S. and a grand total of 1270 were ever made. While not yet a classic or officially a collector’s piece, the Carrera GT has held its value and is predicted to increase over time due to rarity and performance capabilities.

VW Vanagon Camper Syncro (1986–1991)

Why: Niche Market. While VW does not have a strong presence in the collector car market, their van models have become routinely sought after in certain niche markets. The Type 2 Microbus for example, the groovy one from the 60s, has fetched six digit prices at auctions. According to Popular Mechanics, the Type 3 released during the 1980’s through 1991 has increased in value as well. Much of the draw to these models are the built in camper functionality and easily modified to increase power and performance.

Ferrari F40 (1987–1992)

Why: Record Breaker. Ferraris notoriously hold and improve their value when properly maintained, but the F40 has doubled in value in the last 20 years. Weighing less the 2500 pounds and sporting 471 horsepower, the F40 was the first street legal production vehicle to ever break 200 mph. Its styling, performance and reputation have made the F40 a sought after prize and investment.

To read the full Popular Mechanics article, visit their website.

At Condon Skelly, we understand the importance of protecting your collectible, antique, classic, muscle and exotic cars is. That’s why we specialize in offering complete collector car insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading specialty car insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our collector car insurance specialists today at (866) 291-5694.

Collector Car Insurance: Classic, Antique, or Just Outdated?

Collector Car Insurance Classic, Antique, or Just Outdated

Collector Car Insurance: Classic, Antique, or Just Outdated?

When it comes to collecting automotive, the age of a vehicle often plays a large factor in value, classification, registration and even insurance rates you’ll pay to protect your “baby”. Evaluating a vehicle’s classification also takes into account the year, make, model and any modifications made. Classifications like “classic,” “vintage” and “antique” are often colloquially misused by the average consumer and even some enthusiasts. This is likely because there is no universal standard definition of any of these classifications.

For example, According to the Classic Car Club of America, to earn a “classic” label the auto must be between 30 and 49 years old from the post-World War II era. However, the group makes the distinction between “classic” and “Full Classic Car” which is defined as a specific set of vehicles produced between 1925 and 1948. The group also acknowledges that time-period appropriate mechanical and vehicle components are also factors when classifying a vehicle.

However, the legal definition in most states for a classic vehicle is any older motor vehicle manufactured 20 years prior to the current year which has been maintained or restored to a condition which conforms to the manufactured specifications. Authenticity of production is another critical factor in classification as replica and reproductions are not considered classic vehicles. What’s more, most insurers set their own standards when it comes to classifying automotive, which can range from specific decade markers to specific years of release.

So is there a general rule for determining whether your vehicle is classic, vintage, antique or just plain old? Not really.

Based on the combination of guidelines and definitions set by collectors clubs and other industry authorities, a classic vehicle is one which is produced between 25 and 50 years ago. While “antique” vehicles are traditionally thought of as those automobiles produced before World War II, the Classic Car Club of America and the Antique Automobile Club of America (AACA) any vehicle 25 years or older can qualify as an antique. Thus more collectable vehicles are “antique” than truly Classic or otherwise classified.

Luckily age isn’t the only thing that matters when it comes to collecting vehicles, in fact, for many age comes as an afterthought to styling, features, performance, rarity and other factors. Whether you like the look and performance or the history of your collectables it’s important to keep them protected.

At Condon Skelly, we understand the importance of protecting your collectible, antique, classic, muscle and exotic cars is. That’s why we specialize in offering complete collectible car insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading specialty car insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our collectible car insurance specialists today at (866) 291-5694.