Specialty Auto Insurance: The Foreign Truck Disadvantage

Have you ever wondered why America is the leading producer in the pickup truck market? Well there’s actually a pretty good reason that goes far beyond American craftsmanship and quality. In fact, one of the main reason’s America has maintained a strong monopoly on light duty truck production over the years is a little piece of legislature passed by Lyndon B. Johnson during the Cold War known as the “chicken tax”.

The Chicken Tax is a 25 percent tariff on a number of foreign goods such as starch, alcohol and light trucks, which was America’s response to taxes imposed by France, West Germany and other nations on poultry goods imported from the United States. Over time the tax on potato starch, dextrin, and brandy were lifted however the statute imposing the 25 percent tax on light trucks remains to this day. The tariff directly affected any country seeking to bring light trucks into the U.S., including Japanese auto makers and other smaller Asian and European vehicle producers looking to gain a foothold in the American auto market. While many have attempted to contest and repeal the tariff, U.S. legislature continues to keep the policy in place to protect U.S. domestic automakers from foreign competition in truck production.

As such, the tax remains one of the largest hurdles for foreign vehicle producers because it puts these companies at a distinct pricing disadvantage. Foreign automakers would have to increase the market prices of any truck models nearly $15,000 to compete with the average American truck maker’s return. Instead most foreign automakers choose to focus on expanding their product lines in every other available market sector, from compacts to SUVs and sports cars. Others, like Toyota, have taken to establishing North American production plants where they can produce trucks on American soil to avoid the tariff. While Toyota has done relatively well in marketing and branding of their Tacoma and Tundra truck platforms, American Companies Ford and General Motors continue to split over 60 percent of the truck market.

Some industry analysts suggest that the Chicken Tax has actually created a lag in technical and design innovation when it comes to light truck platforms which has adversely affected the overall quality of modern pickup truck offerings. Perhaps someday we will have the opportunity to see what companies like Mercedes and BMW would dream up in the form of a luxury pickup truck line, but as of now truck enthusiasts have roughly a hundred years of American trucks to collect, restore and treasure.

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Classic Auto Insurance: The Little Known Ford Edsel

During the 1950s, the Ford Motor Company made multiple attempts at creating a line of luxurious vehicles to compete with General Motors. While Lincoln had been their flagship luxury line to date, Ford management at the time began doing research into their largest competitor, General Motors and the various vehicle lines they offered. According to historians, Ford found that their Lincoln line was not actually competing with GM’s luxurious Cadillac brand, as they had hoped, but was instead in competition with the Oldsmobile and Buick line-up.

In hopes of narrowing the competition, Ford developed a plan to propel the Lincoln brand upmarket in order to truly compete with the Cadillac brand. To do so, Ford decided to take the well-received Lincoln Continental and turn Continental into a separate brand in the Ford product line. They also decided to add a premium/intermediate vehicle to the gap left vacant by Lincoln.  This new intermediate line was called Edsel, in honor of Henry Ford’s son.

Research and development on the Edsel marquee began in 1955 under the code name “E car”, which at the time stood for experimental car. Ford built publicity and excitement before the release of the First Edsel in 1957, promising consumers and the media that the new line was vastly superior in both performance and style to the Oldsmobile and Buick models on the market at the time. The Edsel was introduced on the self-proclaimed “E-Day” in September of 1957 and was heavily promoted, including a top-rated television special called The Edsel Show.

Unfortunately, the proportions and hype were not enough to drive large sales numbers and Edsel model production would conclude after only three years. In 1958 Edsel produced four vehicle models, two hard and soft top convertible sedans and two wagons with the same convertible options. The Edsel vehicles offered buyers a number of innovative bells and whistles, including the “rolling dome” speedometer, warning lights for maintenance conditions as low oil level, parking brake engaged, and engine overheating, as well a push-button transmission shifting system which was affixed to the center of the steering wheel. In the first year of production only 63,110 Edsels were sold in the United States and an additional 4,935 units were sold in Canada, bringing the total to 67,110 of the 1958 models produced.  In 1959, only the smaller two Edsel models were in production, one wagon and one sedan, and only 47, 396 units were produced and sold. Only 2,846 Edsels were produced during the line’s last year in 1960 before Ford decided to end the program. Despite the Edsel’s lack of commercial success, several of the vehicles were raced in NASCAR’s Grand National series during the late 1950s.

Historians and auto enthusiasts have many speculations about why the Edsel models were never a true success for the Ford Motor Company, and the vehicle brand has become somewhat notorious in the industry as a marketing failure. Never the less, the Edsel has a significant fan base among collectors and enthusiasts today.

At Condon Skelly, we know how exciting collecting exotic, classic and sports cars can be. That’s why we specialize in offering complete collector auto insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading classic car insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our classic auto insurance specialists today at (866) 291-5694.

Custom Car Insurance: History of the Hot Rod

Hot rods and roadsters are the foundation of a classic American auto tradition which dates back to the early 1930s. According to historians, the tradition of customizing factory vehicles in an effort to make them look, drive and feel faster has been present since the beginning of mass production. Many historians attribute Southern California as the original “home” of the hot rod scene, where young auto enthusiasts used to fix up and “hop-up” old vehicles for racing in dry lake basins.

The vehicles typically began as older, now classic American cars, which were modified to increase speed, styling and performance. Originally pieced together from junkyard metal scraps and broken down vehicles during World War II when steel was being allocated for the war effort, hot rods developed a very distinctive style and appearance. Over time enthusiasts began incorporating fiberglass body coverings and adornments as well. Large and powerful block engines, loud headers, big rear tires and polished chrome embellishments are hallmarks of a classic hot rod.

During the 1950’s hot-rodding became so popular that an entire culture began to emerge around street racing and car modification. Racing associations evolved and safety became a major issue which led to the formation of the National Hot Rod Association (NHRA) in 1951. The NHRA established universal rules to promote entertainment and safety within racing circles.

The 1960s and 1970s saw the rise of “street rods” which were hot rods modified such that they were legal to drive on public roads as every day vehicles. Due in large part to the prominence of muscle cars in the racing arena, emphasis for street rods shifted from speed and performance to style, comfort and safety. Street Rod racing events were governed and regulated by the National Street Rod Association which emphasized safety and promoted a family friendly environment.

Today there is still a vibrant hot rod culture in America which has spread throughout the world. The hot rod community is commonly subdivided into two main groups: street rodders and hot rodders. Hot rod enthusiasts still build their vehicles using a lot of original equipment, parts, and stylistic traditions of the 1940s through the 1960s, while street rods are typically built with newer materials.

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Classic Auto Insurance: A History of the Bentley Brand

The origin of the Bentley brand start as many automakers do; in a small town by a man who was obsessed with engineering, design and speed. This particular entity was founded in January of 1919 by an English engineer named Walter Owen Bentley. Known to most as “W.O.”, Bentley got his start selling French automobiles with his brother. During a trip to an auto factory in 1913, Bentley came up with the idea of using the lightweight metal instead of cast iron to make engine pistons as a lighter weight alternative to the cast iron standards of the day.

During World War I, Bentley struck out on his own and began manufacturing the aluminum pistons he dreamed up which were incorporated into aero engines for military vehicles. After the war, Bentley continued making auto parts and in 1919 he build his first chassis for the London Motor Show and later that year the first car to bear his name pulled out onto the streets of London. With the assistance of aviation engineer Clive Gallop early Bentley models featured an unique multi-valve engine designed with 4 valves per cylinder for greater power and speed. Even from the beginning Bentley was committed to luxury, quality and speed.

Despite early successes, the company was financially unstable, underfunded and struggling. In the mid-1920s Racer and motorsport enthusiast Woolf Barnato became a major investor and restructured the operation. With a new financier and his strong values, W. O. Bentley was able to produce a new line of vehicles ultimately leading to five victories at Le Mans in the 1920s.

By the 1930’s early Bentley models gained such prestige that they were being incorporated into contemporary culture and media. The 4½-litre model would later become famous as the vehicle of choice of James Bond in the original novels, however they were not so popular in the film adaptations. The 19301 8-litre engine was a huge success, and it is commonly believed that Rolls-Royce purchased Bentley Motors to prevent it competing with their Phantom II. W. O. Bentley remained with the company until 1935, after which time he left to join Lagonda.

Rolls-Royce’s advertised Bentley vehicles as the “the silent sports cars”, in reference to their luxurious ride and speed emphasis, until the 1950s. During World War II Rolls-Royce and Bentley shifted production focus to aircraft engines in a new factory. For a long time after World War II, most high-end motorcar manufacturers like Bentley and Rolls-Royce did not supply complete cars. Instead the automakers sold “rolling chassis” composed of engines and many of control elements. Auto buyers would order their vehicles through a separate body and coach manufacturer. To compete in overseas markets and with American manufacturers Rolls-Royce began releasing fully complete models and Bentley brand models in the mid twentieth century. In the 1950s Bentley released the R-Type Continental which the company claims to be “this was quite possibly the finest motor car available to humanity, combining speed, performance, luxury, elegance, exclusivity and the evocative Bentley name.”

Rolls-Royce eventually collapsed as a corporate entity in the 1970s, leaving the Bentley marquee floundering. It wasn’t until the brand was picked up by German automakers Volkswagen that the Bentley name was on the road to recovery. Today Bentley has reclaimed much of their status as a world class leader in luxury vehicles and sports cars.

At Condon Skelly, we know how exciting collecting exotic, classic and sports cars can be. That’s why we specialize in offering complete collector car insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading classic car insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our classic auto insurance specialists today at (866) 291-5694.

 Collector Auto Insurance:  A Brief Maserati Timeline

This December 1^st marks Maserati’s centennial birthday. Founded in 1914 in Bologna, the Italian automaker has become one of the leading names in luxury, speed and style around the world over the last century. Humble roots and amassing achievements both on the road and the race track have helped fashion the company’s character, personality and prestige among collectors, enthusiasts and other industry members.

While you may know Maserati for their powerful engines and sleek styling, there is much more to the auto maker’s rich history than you might realize. Here are a few interesting facts about Maserati to celebrate their 100 years of accomplishments.

– The Maserati brothers, Alfieri, Bindo, Carlo, Ettore, and Ernesto were all involved in automotive manufacturing, production and racing as adolescents in the beginning of the 20th century. The bothers worked for various Italian transportation manufactures including Fiat S.p.A and Diatto. Led by Alfieri, the brothers began working as a joint-stock company under the family name.

– The logo was designed in 1920 by fifth son Mario Maserati who was an artist and the only Maserati brother not involved with engine production. The trident was chosen at the suggestion of a family friend due to its connection with Bolognia, and connotation of Neptune’s virtues of strength and vigor. Mario incorporated the colors red and blue from the flag of Bologna into the design, which remain symbolic of the brand to this day.

– For the first 12 years the brothers specialized primarily in engine building. It wasn’t until 1926 when that the Tipo 26 became the first vehicles to sport the Maserati name. After that early success the brothers began producing race cars with 4, 6, and 8 cylinder engines. They took engine performance a step further by creating a model with two twin 8 cylinder engines mounted side by side, to create a powerful 16 cylinder performance racer which would shatter speed records and help win the Maserati brothers racing prestige.

– In 1929 Maserati set the world speed record for reaching finish line speeds of 246.069 km/h, their record would remain unbroken until 1937.

– In 1939 Maserati became the first and only Italian automaker to win the Indianapolis 500, and even more impressively they were able to repeat their win the following year.

– During World War II Maserati endeavored unsuccessfully to construct a V16 towncar for Benito Mussolini before Ferry Porsche of Volkswagen could build one for Adolf Hitler. Throughout the war they became one of the largest producers of spark plugs, batteries and other automotive components for the military.

– In 1957 Maserati retired themselves from race car production to focus on road cars commercial luxury auto production. They did however continue to produce racers for privateers on a case by case basis.

– Maserati passed through a number of corporate hands over the next few decades until Fiat acquired the brand in 1993. Fiat reinvested in the Maserati brand and line at which time the brand saw a resurgence of enthusiasm and public appeal. In 1997 Fiat sold 50 percent of the Maserati to long-time German rival Ferrari. In 2007 Maserati made a profit for the first time in 17 years.

At Condon Skelly, we know how exciting collecting classic, exotic, muscle and sports cars can be. That’s why we specialize in offering complete collector auto insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading specialty car insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our collector auto insurance specialists today at (866) 291-5694.

American Classic Car Insurance: History of Dodge

Long before Horace and John Dodge ever produced a vehicle under their own brand, the brothers were fully engaged in the art of auto making in the early twentieth century. Horace and John Dodge founded the Dodge Brothers Company in 1900, originally as a supplier or automotive parts and components for many of the local Detroit automakers. In 1903 the bothers entered an exclusive agreement with Henry Ford where they agreed to supply the freshly incorporated Ford Motor Company with 650 automotive chassis complete with engines, axles and transmissions as the first contract. The brothers also agreed to invest $7,000 in materials and $3,000 in bank notes in Ford’s new endeavor for 100 company shares. These chassis would be the basis for the first Ford automobiles to roll off the line. Their partnership continued over the next fifteen years however by 1905 Ford began preparations to produce their own engines to keep costs down for the upcoming Model N.

Ford later bought out the 100 stock shares owned by the brothers, who at that point had seen a 32 million dollar return on their initial investment in the Ford Motor Company. This lucrative partnership allowed the brothers to gain their own prominence and momentum in the automotive industry. In 1913 Ford and the Dodge brothers severed their relationship with Ford to begin manufacturing and assembling their own automobiles. The Dodge reputation for quality was reportedly so widespread that some 13,000 dealers asked to become Dodge agents before the brothers even released their first vehicle. As their first order of business, the Dodges decided to produce a high-quality vehicle that would sell for about $800, and therefore not have to compete with Ford’s Model T. Their first model affectionately deemed “Old Betsy,” was methodically tested for safety and functionality before it rolled off the assembly line to much success in 1914. The following year Dodge produced 45,053 cars at their Michigan plant. In1920 Dodge had its most successful year to date, they produced145,000 vehicles despite losing founder Horace.

In 1928 Walter P. Chrysler bought Dodge, rescuing the then luxury car brand from weak profits and near bankruptcy. With the addition of Dodge, Chrysler now held four major car lines and instantly became America’s third largest automaker. To fit better into the Chrysler Corporation lineup, Dodge’s production lineup was trimmed down to a core group of two lines and thirteen models which would be priced as mid-level autos above Plymoth and DeSoto. The Dodge adding a new eight-cylinder engine into their line up reasserting themselves as a powerful yet safe family friendly vehicle line. During World War II, Dodge gained prestige with civilians and the military for their heavy-duty, durable and dependable trucks and medical vehicles. This notoriety would lead to a longstanding investment in commercial vehicle production.

Today dodge is known for their truck and commercial vehicle, as well as their strong presence in the American muscle car sector. The Dodge Charger being one of the bands most notable claims to fame.

At Condon Skelly, we know how exciting collecting American Classic and vintage vehicles can be. That’s why we specialize in offering complete collector auto insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading collector auto insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our American classic car insurance specialists today at (866) 291-5694.

Antique Auto Insurance: A History of Oldsmobile

We can hardly speak of antique and classic cars without referencing an Oldsmobile. Founded in 1897, as the Olds Motor Vehicle Co. by Ransom E. Old, Oldsmobile was one of the oldest surviving American auto brands in the General Motor portfolio until it’s dissolution in 2004. For over one-hundred years Oldsmobile pumped out classic, reliable and sophisticated vehicles totaling roughly 35.2 million by the end of their production days.

In 1901, just four years after opening their doors, Olds produced a total of 425 vehicles, which gave the brand the distinction of becoming the first high-volume gasoline-powered automobile manufacturer. Although often credited to Henry Ford, it was Ransom Olds who pioneered the first automotive assembly line.  His innovative auto production strategies lead to the production of their first major success, the Curved Dash Olds automobile, which was colloquially shortened to the Oldsmobile by consumers. Some 19,000 Curved Dash models where produced over all between 1901 and 1907 at which time they sold for just $650 dollars.

In 1908 the company was purchased by General Motors, and in 1910 Oldsmobile began producing the widely acclaimed “Limited” Touring car. The model was luxurious; it boasted a 60 horsepower engine, factory white wheels, goatskin upholstery, and spacious accommodations for five. The Limited gained notoriety after winning a race against the 20^th Century Limited Train which was immortalized in a painting by William Hardener Foster. In the 1920’s Oldsmobile was rebranded as a middle class vehicle line in the General Motors product ladder, it would later be placed above the Chevrolet and Pontiac lines and below Buick and Cadillac products. In 1929 Oldsmobile introduced the Viking line as a slightly escalated caliber of vehicles from the now common Olds however the line failed less than a year later with only a limited number of Vikings produced.

In 1940 Oldsmobile became the first auto manufacturer to offer a fully automatic transmission, called the Hydramatic, which featured four forward speeds, no clutch and a gear selector on the steering column. Olds soon after introduced their two digit model designation system which would go on to be used for all vehicles produced between 1941 and 1996. The designation system was originally implemented to reflect the design and performance elements of the vehicle. The first digit would signify the body size while the second represents the number of cylinders used in the vehicles engine. Original body sizes were 6, 7, 8, and 9, and the two options for engine size were 6 or 8-cylinder. As such, subsequent Oldsmobile models were named 66 through 98.

During World War II, Oldsmobile shifted focus to weapons and munitions production, creating numerous material for the war effort, including large-caliber guns and shells. After the war their efforts returned to vehicle production and in 1949 Oldsmobile introduced the Rocket V8 engine which utilized overhead valve systems rather than the flathead systems which we prevalent at the time. Through the 1950s, Oldsmobile played up the jet plane styling angle, incorporating twin jet pod-styled taillights and “open maw” grills as a nod to its “Rocket” motif. Heavy chrome styling and exaggerated features were staples of the Oldsmobile aesthetic, however there were not always well received.

Over the next few decades there would be a number of firsts pioneered by Oldsmobile including the first turbocharged engine in 1962 and the first modern front wheel drive capabilities. Oldsmobile was a landmark auto producer and earned their rightful place in the hearts of enthusiasts and collectors of vintage, antique and classic vehicles.

At Condon Skelly, we know how exciting collecting antique and vintage vehicles can be. That’s why we specialize in offering complete collector auto insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading collector auto insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our antique auto insurance specialists today at (866) 291-5694.

Collectible Car Insurance: Lessons from a Lost Collection

A recent Yahoo Auto article focused on a newly rediscovered collection of Chevrolet Corvettes that once belonged to artist Peter Max. The collection of some 36 vehicles, one from every year of Corvette production between 1953 and 1989, has been stuck in storage for nearly two a half decades collecting dust and slowly deteriorating, much to the horror of some enthusiasts and collectors. How such an intriguing collection came to be forgotten for such a long time is an interesting tale.

According to Yahoo’s report, the owner Peter Max, purchased the collection from the winner of a VH1 contest which was raffling off the vehicles as part of a promotional campaign. Max allegedly purchased the Corvettes with the intent of incorporating the vehicles into an art collection for which he repainted many of the models in bright striking colors. Because the artistic endeavor was never complete the collection was locked up in a storage facility in New York City. Reports indicate the Max considered “completing” his collection by adding 14 more vehicles, one from each year through 2010, however the acquisitions never came to pass. The collection was recently sold to a Corvette enthusiast and collector who is looking to invest in the restoration of the Corvettes and restore them to their show-ready conditions. The restorations however will be no easy undertaking. While some of the models need some basic restoration, many others will require extensive repairs due to corrosion, dry-rot and other deterioration.

When vehicles are left unattended for a long duration of time, they become exposed to a myriad of risks which can contribute to deterioration. However, much of the damage suffered by these Corvettes could have been avoided had the proper long term storage preparations and maintenance measure been taken. Most experts suggest that no vehicles should be stored for longer than a year at a time without being service to ensure the health and longevity of the vehicle. Many collectors wouldn’t dream of being separated from their babies for that long and only store their classics over the winter or non-show season, but even inactivity for three to six months can take a toll on your prized vehicles. As such it’s important to prepare your collectibles for long term storage.

At Condon Skelly, we understand the importance of protecting your collectible, classic, muscle and sports cars is. That’s why we specialize in offering complete collectible car insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading specialty car insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our collectible car insurance specialists today at (866) 291-5694.

Collector Auto Insurance: A Look at the 1962 Ferrari 250 GTO

Ferrari made headlines this summer after a 1962 Ferrari 250 GTO became the most expensive car in the world when it sold for over $38 million at a California auto auction. The model, chassis number 3851GT, was number 19 of just 39 250 GTOs ever produced. As such the vehicle had been highly anticipated and discussed prior to the auction event and buzz generated quickly about its hefty reaping.

So what makes the 250 GTO’s so special? Actually, quite a bit.

The Ferrari 250 GTO was originally produced between 1962 and 1964 as a racing vehicle for the FIA (International Automobile Federation) Grand Touring category 3, which in turn is where the racer got its name. GTO stands for “Gran Turismo Omologato”, or Grand Touring Homologated, which is in reference to the type of racing while the numerical component references the displacement capacity of the powerful engine cylinders that give the model its speed. Originally the sales price for a new Ferrari 250 GOT was $18,000 on the American market, and at the time all buyers had to be personally approved by Enzo Ferrari himself and his North American dealer.

Between 1962 and 1963, Ferrari produced 33 250 GTO models with their original body styling, which can be found on the recently auctioned model. In 1964 Ferrari produced only six more 250 GTOs sporting an updated body and adjusted styling features. Such rarity highly contributes to the draw and prestige of these vehicles, which in turn sets their value on the collectors markets. However, the scarceness is not the Ferrari 250 GTO’s only asset.

As previously mentioned, the 250 GTO was designed to compete in GT racing where it was set against some of the fastest and sleekest vehicle in the world. At the time its rivals included models like the Shelby Cobra, Jaguar E-Type and Aston Martin DP214. As such, performance was paramount when designing the 250 GTO and it took a team of Ferrari engineers to craft the racer. While typically credited to Giotto Bizzarrini, as he was the initial lead engineer on the project, the 250 GTO’s creation actually passed through a number of hands, especially in 1962 when many of the major engineers were fired due to a dispute with Enzo Ferrari himself. The body design and further development of the 250 GTO was then spearheaded by engineer Mauro Forghieri and Sergio Scaglietti.

One of the most acclaimed features of the 250 GTO, it’s stunningly sleek body styling, was the result of incorporating extensive aerodynamics research into their design in an attempt to improve top speed and stability. According to experts, the final 250 GTO’s body design was shaped based on both wind tunnel testing as well as road and track testing of several prototypes and in fact continued to change and evolve through the course of the vehicle’s production. The result was the 250 GTO’s iconic all-aluminium body with a long, low nose, small radiator inlet, and distinctive air intakes on the nose with removable covers. The styling was not only incredibly efficient; it was attractive and would become synonymous with the Ferrari brand. Critis, enthusiasts and collectors adore the model so much that in in 2004, Sports Car International noted that the Ferrari 250 GTO could be the top sports car of all time.

At Condon Skelly, we know how exciting collecting classic muscle and sports cars can be. That’s why we specialize in offering complete collector auto insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading specialty car insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our collector auto insurance specialists today at (866) 291-5694.

Collector Car Insurance: Defining an American Muscle Car

The Merriam-Webster dictionary defines muscle cars as “any of a group of American-made 2-door sports coupes with powerful engines designed for high-performance driving.” In social circles, the term muscle car is typically used to refer to a variety of high performance automobiles which have emerged from a number of manufactures in many different countries. All the while, collectors, traders, and enthusiasts still debate what exactly the defining features of a muscle car are. To understand what a muscle car is we must first look at their origins to determine what is it not.

The origin of the muscle car itself is highly debated, but many enthusiasts and experts credit the 1949 Oldsmobile Rocket 88 as the first ever American muscle car and the spark for this new classification of vehicles. The Rockett 88 was created in response to public interest in speed and power, featuring a heavier body than most racers and America’s first ever high-compression overhead valve V8. During the 1950’s various automakers began to showcase high-powered engines and other heavy performance hardware in flashy limited-edition models of their vehicles. The 1955 Chevy C-300 was released to huge success on the NASCAR scene. Sporting a flashy blend of Hemi power and luxury-car trappings the C-300 boasted a 300 horsepower engine. As interest grew in stock car racing, automakers and enthusiasts became infatuated with the potential of muscle cars.

However, it wasn’t until the 1960’s that interest in these high-powered street racers finally peaked. Experts suggest that the original intent of the muscle car was to put the most powerful motor that would fit, into the lightest car possible. During the 1960’s Dodge, Plymouth, Chrysler, Ford and others battled it out to create the most powerful drag racer. Some experts refer to this period as the golden age of American muscle cars, as some of the most sought after muscle vehicles were produced over the following two decades. The muscle car horsepower war peaked in 1970, with some models advertising as much as 450 horsepower drawing in young auto enthusiasts into show rooms who demanded standard editions of these racers. Although the sales of true muscle cars were relatively modest, they became invaluable for American automakers in terms of prestige and publicity. High competition among manufacturers meant that buyers had the choice of ever-more powerful engines in varying body styles and performance capacities.

Traditionally, muscle cars differed from other racers in two main ways. They had higher powered engines, which in turn made them heavier and ultimately lead to the adoption of the larger body styling. Unlike their sports car cousins, a muscle car bodies were based primarily on those of a mid-sized sedan, converted to a two door style. Designed to be as high-powered and cheap as possible, American muscle cars were originally lacked many of the bells, whistles and flash that sports and luxury models featured. Over time they began to incorporate many additional add-on features based on popular demand and to improve market appeal, however the raw power of American muscle engines remain the largest draw for enthusiasts, collectors and consumers today.

At Condon Skelly, we know how exciting collecting classic muscle and sports cars can be. That’s why we specialize in offering complete collector auto insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading classic car insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our collector auto insurance specialists today at (866) 291-5694.