Classic Car Insurance: A Look at the Model T

Classic Car Insurance: A Look at the Model T

Classic Car Insurance: A Look at the Model T

Who doesn’t appreciate the Model T? Also known as the “Tin Lizzie,” this automobile changes the way that Americans lived, worked, and traveled.  According to, he Model T was the first car to be affordable to a majority of Americans due to Henry Ford’s groundbreaking advancements in assembly-line automobile manufacturing.

The Ford Motor Company built the Model T from 1908 until 1927. The vehicle was conceived as affordable, yet practical, transportation for the common man. Henry Ford’s creation soon gained a reputation for being inexpensive, durable, versatile, and easy to maintain. Ford’s assembly-line production methods eventually allowed the price of the touring car version to be brought down from its original $850 in 1908 to less than $300 in 1925. Due to these extremely low prices, Model T could comprise of as much as 40% of all cars sold in the United States during the years they were in production.

All bodies of the Model T (there were several different kinds) were mounted on a uniform 100-inch-wheelbase chassis. The types of body styles included a five-seat touring car, a two-seat runabout, and a seven-seat town car. From 1913 to 1925, the Model T was mass-produced in only one color- black- despite it originally being available in a variety of colors.

Model Ts were used for many different purposes than just a convenience vehicle; they were used as snowmobiles, to power farm machinery, sausage grinders, and newspaper presses. The immediate appeal of this vehicle was based on its sturdiness, power, and value for the money.

At Condon Skelly, we know how exciting it can be to start a classic car collection. We’ve been helping our customers protect their classics with affordable, industry-leading insurance coverage since 1967. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. For more information, please contact us today at (866) 291-5694.

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