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Preventing Spontaneous Combustion

Fire Hose Putting Out Flames

From an early age, John Dillon had an interest in fine automobiles. In retirement, he took particular interest in antique cars. Over the years, he built an enviable collection. Headlined by his prized 1969 Chevy Camaro, John’s collection grew in value to over $500,000 dollars.

On most days one could find John working on his vehicles in his meticulously kept garage. One Sunday afternoon, John cleaned and polished his antiques to a show room shine. Always the perfectionist, John ended the day applying a fresh coat of wax to the garage floor. Proud of his work, he admired his vehicles one last time and discarded his work rags to a plastic hamper in the garage.

Several hours later, John was awoken to the unmistakable odor of smoke. His initial fear was confirmed when he peered from his bedroom window to see his detached garage ablaze. John reacted swiftly in calling the fire department but to no avail. When the smoke had cleared, his prized collection was a pile of charred metal and ash. The county’s Fire Marshall Investigation, aided by John’s video surveillance system, determined the cause of the fire was spontaneous combustion originating within the container of rags in the garage.

John promptly reported the incident to the Condon Skelly claims’ call center. The claims team took action swiftly and began the claims process. Appraisals of the damaged vehicles were secured within days and the claims adjuster reviewed them carefully with John. John received a settlement check for the full agreed value of his vehicle within weeks and has begun to replace his collection.

Like many people, John was not familiar with the dangers associated with chemically soaked rags. More than 14,000 fires per year are attributed to spontaneous combustion, and oily rags contribute to 35% of residential fires caused by spontaneous combustion. John could have prevented disaster in a number of ways:

1) Wash/rinse the rags after cleaning his floor and cars.

2) If time was an issue, while not the preferred method, John could have stored the chemically soaked rags in metal containers and ensured the container was in a well ventilated area.

Click here to download Condon Skelly’s guide for preventing spontaneous combustion.

Although John would prefer to have his 4 prized vehicles, he was very vocal about how pleased he was with Condon Skelly’s prompt handling of his claim. He noted that it was a relief not to worry about the claim’s process involving his vehicles.  At Condon Skelly, we know how important your exotic, classic and sports cars are. That’s why we specialize in offering complete car insurance for classic car and have a quick and easy claims service. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading specialty car insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our classic car insurance specialists today at (866) 291-5694.

 

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Classic Car Insurance: Large Collection Auctions Find Rarities

Classic Car Insurance: Large Collection Auctions Find Rarities

 

Auto enthusiasts are gearing up for the latest in a string of high profile, large lot auto auctions. On February 27th and 28th, Mercum Auctions will be hosting and orchestrating the sale of more than 230 cars on from the Rogers’ Classic Car Museum in Las Vegas. The vehicles were amassed by late collector Jim Rodger’s over the course of his life and housed in the museum which was designed to “represented the American working man’s climb to success” according to his widow Beverly Rogers.

According to Mercum, all vehicles will be sold “as is” on site. While all the autos have been maintained outwardly and aesthetically, many of the vehicles have not been started or driven in many years, the auctioneers note. As such will likely need service attention and light mechanical work to fully restore the pieces to working order. According to reports, some vehicles may even be in mid-restoration condition, as parts of the collection were undergoing restoration or being refurbished when the museum closed it’s doors.

Still antique and classic car collectors are anxious for the upcoming auction. Pieces in the collection range for antique to modern exotic machines. Some of the most anticipated pieces include a 1915 Ford Model T, various early Cadillacs, a rare 1956 Dual-Ghia convertible, and a 1962 Rolls-Royce Mulliner Drophead Coupe.

Large collection auto auctions are becoming increasingly common. Earlier this year RM Auctions announced it would sell 75 vehicles from the collection of Paul and Chris Andrews with highlights including a 1935 Duesenberg and a number of other gems, according to Motor Authority. Similarly, a 100-car collection discovered last December in France unearthed a number of rare European sports cars. Many of the vehicles had suffered damages and deterioration from neglect and non-use, however collectors were still eager to scoop-up the 60 autos that actually made it to the block. Many of these large collections have countless diamonds in the rough just waiting to be restored to their former glory. Some industry experts believe that perusing these estate-like sales might become the modern equivalent of stumbling upon an illusive barn find.

At Condon Skelly we write policies specifically designed for the classic, vintage and specialty vehicles. We strive to keep your antique and classic car insurance costs low so that you can spend more time on the road. Our policies cost about 60% less than standard auto insurance companies, and they’re designed specifically for unique needs of classic and collector cars. While many classic car insurance policies restrict usage to 6 months, we make sure you get the most enjoyment out of your vehicle by removing mileage caps. To learn more about us and our specialty vehicle insurance programs, contact us today at (855) 735-2844.

Auto Shop Fire Causes Major Vintage Auto Losses

Auto Shop Fire Causes Major Vintage Auto Losses

 

Classic, vintage and specialty vehicles can be worth a great deal both financially and emotionally. Many owners invest their time, energy and hard earned money into perfecting and restoring their vintage rides. But accidents happen, and you can’t always prepare for them.That’s why having complete vintage car insurance is so important.

Imagine taking your prized vintage car into the shop to have some clean up and restoration done only to get a call from the shop owner saying that there has been an accident. That’s exactly what happened to auto owners in San Jose, California after a five alarm fire broke out in a building which housed a restoration auto shop that specialized in upholstery and a audit system instillation shop. While the fire was believed to have been an accident, the devastation was vast. According to local police officials the contents of the building were a “complete loss” including one collector’s ten vintage vehicles being garaged in the shop.

Finding the right coverage at an affordable rate can be challenging. Collectable vehicles have very different insurance needs than the average new vehicle and driver. One such need is the option for a policy structured upon an Agreed Value. Agreed Value auto insurance ensures that vintage auto owners will receive a vehicle’s full value in the event of a total loss, instead of a depreciated vehicle value which is common in most standard auto insurance policies. This helps collectors recover their full investment in the event of vintage auto losses.

At Condon Skelly we write policies specifically designed for the classic, vintage and specialty vehicles. We strive to keep your insurance costs low so that you can spend more time on the road. Our policies cost about 60% less than standard auto insurance companies, and they’re designed specifically for unique needs of classic and collector cars. While many classic car insurance policies restrict usage to 6 months, we make sure you get the most enjoyment out of your vehicle by removing mileage caps and To learn more about us and our specialty vehicle insurance programs, contact us today at (855) 735-2844.

Antique Car Insurance: A History of Sunbeam Motors

Antique Car Insurance A History of Sunbeam Motors

Antique Car Insurance: A History of Sunbeam Motors

After nearly 40 years of inactivity, it has been rumored recently that a newly revived Sunbeam Motor Company Limited is set to design and manufacture electric vehicles in the very near future, propelling the marquee’s long standing history of innovation and vehicle production. For over a century the Sunbeam brand has made an incredible impact on not only the auto world but on vehicle production as a whole, from cycling to aviation.  Many classic and antique auto enthusiasts might know the brand as England’s pioneer vehicle producer, whose roots go as far back as the late 1800’s.

In 1877 John Marston established the Sunbeamland Cycle Factory where the cycling enthusiast began manufactured and designed bicycles under the marquee “Sunbeams”. The cycling operation was successful and as tastes changed and technology advanced, the cycle-maker began dabbling in motor vehicle construction.  According to historians, the company produced a number of experimental cars between 1899 and 1901 however none ever made it to the consumer market.  It wasn’t until they partnered with designer Maxwell Maberley-Smith in 1901 that the first Sunbeam automobile emerged for commercial sale. Unfortunately their first attempt was a bit of a flop, selling only a few hundred vehicles when production ended in 1904.

In 1905 the Sunbeam Motorcar Company Ltd was separated from the Sunbeam motorcycle and bicycle operation before Marston brought in another designer for their next attempt. By 1912 were making conventional, high-quality vehicles which appealed to consumers at the time who were looking for a little less flash and extravagance offered by their most direct competitors, Rolls Royce. Through the World Wars, Sunbeam like many other vehicle makers became a supplier for military vehicle parts and technological advancements.

A Sunbeam was the first British car to win a Grand Prix race, where it simultaneously set a number of land speed records. However in 1935 the company went into near bankruptcy and was purchased by the Rootes Group marking a turning point in the brand’s history. In 1938 Rootes created a new marque called Sunbeam-Talbot which lead to a number of successful roadsters, racers and sports-performance vehicles.  The Rootes Group continued to use the Sunbeam marque to much success until 1976 at which time the marquee was acquired by Chrysler who would go on to completely re-brand the vehicle lines. This resulted in a loss of brand loyalty and enthusiasm among consumers and coupled with diminishing sales eventually lead to a halt in production in 1978.

Whether you are a fan of the early days or the Chrysler era, protecting your antique Sunbeam auto or bike is important.  At Condon Skelly, we know how exciting collecting exotic, classic and sports cars can be. That’s why we specialize in offering complete car insurance for classic car. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading specialty car insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our antique classic car insurance specialists today at (866) 291-5694.

Antique Classic Car Insurance: Finding a Restoration Shop

Antique Classic Car Insurance Finding a Restoration Shop

Antique Classic Car Insurance: Finding a Restoration Shop

When it comes to fixing up and restoring a classic and antique vehicles, not all enthusiasts and collectors have the ability to do the work on their own. Whether you lack the space, the time, the tools or the knowhow relinquishing your baby to a shop can be an agonizing experience. But when you find the right professionals who are well equipped to tackle the job, the results can be magical.

There are hundreds of restoration professionals in the United States and around the world who specialize in restoring vintage rides to their former glory and beyond; the trick is finding the right match for both your vehicles and your dreams. As such, it is essential to know your goal for the finished product and your budget, before ever setting foot into a shop. Doing so will allow you to make informed decisions about the type of restoration professional you are looking for and can help you budget appropriately to make sure your vehicle turns out just the way you imagined.

Specialty and restoration auto shops typically have specific areas of focus and as such it is vital that you find a shop with the right expertise, experience and track record. Here are a few tips to help you get started finding a quality shop:

  • Get referrals– Ask around at auto shows and clubs for recommendations. Who better to ask than collectors who have real life examples of a shop’s work? Auto shows are great places to gather leads and recommendations, but the research shouldn’t stop there.
  • Compare and Contrast– Shopping around and speaking with multiple shops will help you get a better sense of the scope, cost and timeline of the project. Stay away from shop that seem too high or too low when compared to the average estimate for the restoration. Most reputable shops will give you similar and competitive estimates; this is after all how they make their living.
  • Focus on Restoration– it’s very likely that you will find a shop or two eager to take on your restoration project that offer collision repair services as well. Some experts caution against working with “combination shops” because most restoration professionals build reputation and livelihood solely on such projects and therefore often have more experience and knowledge.

At Condon Skelly, we know how exciting collecting exotic, classic and sports cars can be. That’s why we specialize in offering complete antique classic car insurance. We’re a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles. Our team is as passionate about protecting your vehicles as you are about collecting them. We can help you secure affordable, industry-leading specialty car insurance coverage to protect your classic, antique, or exotic vehicles. For more information, contact our antique classic car insurance specialists today at (866) 291-5694.